What is the best brand of credit card to get for an 18year old?

I want to start building my credit and I think getting a credit card is the best option. I want my maximum to be as low as possible so I don't go overboard on spending. What brand would be the best?|||As of February 2010, you have to be 21 unless you have a good job for at least 12 /18 months or you'll need a co-signer|||Sears, Macy's, any major department store card. Not too hard to get, posts to creditors 2-3 times a month, If it's solely to build creit, these type of cards report to the credit bureaus faster and affects your credit faster.



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It's basically a matter of preference Visa, Mastercard, Discover, Anerican Express, all are big names. Discover has the gimmick of 1% back on all purchases. You want to thoroughly research whichever card you decide to go with as far as, is there a yearly charge? How much is it? What's my interest rate going to be? Your best bet is to compare companies with the pros and cons and go with whichever one stands out, truth is, most cc comapnies are alot alike, its the fine print that gets ya. Which ever way you decide to go, when building credit, get a low line of credit, 500.00 or less, make small purchases, and pay the balance in a month or 2 to avoid the high interest rates. Whatever you do, do not max out your card and pay the minimum due every month, or you will pay an astronomical amount in interest and fees for your card. So the answr? There is no "right" card, just do the research, compare, and go with the best deal, lowest interest yearly fees etc.



best of luck!|||no credit card is the best credit card.... It keeps you out of debt...





But to answer your question. It might be better to apply for a credit card at a place you shop at most. Target, Wal-mart Sears, etc. Do a lot of card shopping first and pick one with a low APR. Make sure that NONE of your payments are late or the rate will go up fast. Make sure you pay the entire balance due every month and not just the minimum payment. If you only pay the minimum balance due, then you will spend way too much money on interest in the long run. And companies like it when you pay in full and they may report positive feedback to the credit bureau's faster. Good Luck and play is smart!|||Any major card is OK. They are not going to give you much credit anyway...


Or they might. They are alwasy looking for indentured workers...