I am having a american express business credit card with my employer as a primary card holder, for the last six months. I use this credit card for the official purpose only. So my question is, am I making a credit history or not.|||It depends. Some cards report onto the credit reports of "Authorized Users"...though I'm not sure if this applies to commercial accounts.
I know that I added my husband as a user to my discover card and he got an instant 3 year history (how long i"d had the card open).|||Nope! None! Zilch.
You do not make the payments. You are just a user of his credit with his approval.
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