Saturday, December 17, 2011

How long do i need to use a credit card before It establishes a score for me?

Im 22 and I have zero credit history, as far as the credit beauro is concerned I dont even exist. I got a credit card and im wondering how long it will take me to establish credit with it?|||you have a score immediately once you get a card - it is just a terrible one until a few things happen.





pay your bills on time,


use the card


pay your bills on time,


time passes





nothing you can do about the last one except don't die :-)|||after you use it a few times and pay the bill on time, then you'll see your score.|||You really need to have about 2 years of paying on that card to develop a history. As for score, perhaps after a 12 month period.

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