How do you start a credit card company?

I am contemplating offering a credit card for a retail item example (bowflex card) which I believe is backed by HSBC... I have the money to back the card but am unsure of the licensing and regulation. I am in NY and I wanted to see if anyone on this board could point me in the right direction.|||Join LinkedIn if you are not a member and join the Special Interest Group named Consumer Finance Professional. Pose the question in a way that lets people know you have capital but need to organize a team of professionals who can make this real. Someone in this group might be able to point you in the right direction.|||for help ; open the third %26amp; sixth link in: www.credit-debit-card.co.cc