What are some legit credit card companies that will offer me a card even though I have a bad credit score?

I have never owned a credit card and I owe collections $400. Does anyone know where I can get a credit card offer regardless of my bad credit score?|||Start at your bank.





Go for a prepaid or secured card first. This will allow you to build credit without going into debt.





Otherwise try Sears. It's also a good start, easy to get, and usually such a tiny limit that you can't get into trouble.