Monday, December 12, 2011

Can I get an unsecured credit card or a department store card with my credit?

My credit score from all 3 credit bureaus are in the 500's. Can I get unsecured card? I've tried First premiere and Capital One.|||Probably not.|||Not very likely


when you are denied they have to tell you why


use the reasons to build up your score





If you do get credit, it is going to be at a horrible interest rate


so it might not be worth it at this point|||You are consider high risk, get a co-signer,maybe someone to piggyback with on a good standing credit card. Don't pay Capital One or Premiere, they take advantage of the weak.|||The credit score is a scam. It's run by the credit card companies who tell you that the only way to get a higher score is to take on debt. Why do that? Pay cash for everything and save as much money as you can. If you really need plastic in your wallet, get a debit card. It can do everything a credit card can do except land you in more debt.

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