Credit Card companies keep refusing me so I can't use credit cards. How else can I do it?|||Make sure you are registered on the electoral roll for your current address (the address you are applying with), they use this to verify you are a real person and not a fraudster. Get your credit file checked with Experian or Equifax (google their names, you can use either of their websites), it will cost a smallish amount but will let you see if there's any incorrect information that could be causing the problem. To register on the electoral roll go to www.aboutmyvote.co.uk, it only updates once a quarter or so, so give it time. If you have applied for alot of cards recently this also affects your ability to get credit and if so wait six months and try something like Capital One (fairly easy) or your own bank.|||A secured loan.
You drop 1,500 to 3,000 into a savings or a cd.
You make a one year loan against it.
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Find out what is keeping you from getting a card.
Get your credit reports at Annual Credit Report.com / UK
You never know what's in them.
Reports are free - always have been.
You might have to do this by mail if it's your first time - they will tell you.
If anything, at least this will establish your name and address with the credit bureaus.
Also, are you under 21?
New regulations are making it almost impossible for anyone under 21 to get a credit card.
If you get a card, make sure you pay in full each month.
Carrying balances can destroy credit and in some cases devastate lives...|||Get small loans from your local bank, and use the loan to make payments.
This will help you build your credit and is worth the interest, just don't use the loan money.
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